Offering Amount

$75 Million

Offering Amount

Paid monthly to Investors

10.0%

Paid monthly to Investors
Annual Preferred Return

Anticipated Annual Target Return

13.0%

Anticipated Annual
Target Return

Number of Distributions

16

Number of Distributions
per Year

Working with Ameristar

Assessment of Borrower
and Property

While all lending considerations should include a borrower’s credit history, income, employment, and cash reserves, private lenders prioritize assessing the income generated by a property. They mitigate risk by offering shorter-term loans with lower loanto-value (LTV) ratios compared to traditional lenders.

Efficiency in
Funding Process

48 HOURS CLOSINGS!
Real estate transactions often entail time-sensitive opportunities, requiring borrowers to swiftly close deals to avoid missing out on valuable investments. Private lenders typically offer a streamlined process, facilitating faster funding within days or one to two weeks in more complex scenarios. This expedited approach ensures responsiveness to borrowers’ urgent needs while maintaining efficiency even in intricate situations.

Simplified
Loan Process

Busy borrowers, including self-employed individuals, often struggle with the extensive paperwork and qualification process of traditional bank loans. Self-employed individuals face challenges due to voluminous paperwork and the need to deduct expenses, leading to lower reported income that may result in loan denials.

Limited
Documentation

Some borrowers are willing to pay higher interest rates to quickly secure loans without the hassle of traditional loan qualification. Private lenders capitalize on this demand by offering limited documentation loans with shorter terms and higher interest rates, reducing exposure to market downturns.

This Presentation is Intended to Be Used for
Discussion Purposes Only

Ameristar financial corporation is a diversified financial services holding company based in Ballston spa, New York. Our services include originating and servicing private mortgage loans, renovating bank-foreclosed homes, providing property management services and handling real estate sales.

This Presentation is Intended to Be Used for Discussion Purposes Only

About Us

Ameristar Financial Corporation is a diversified financial services
holding company based in Ballston Spa, New York.

Our services include originating and servicing private mortgage loans, renovating bank-foreclosed homes,
providing property management services and handling real estate sales.

About

Private Mortgage Lending

Ameristar Financial Corporation acts as a private mortgage lender, underwriting and originating all mortgage loans before assigning them to the Fund.

Real Estate Investment Solutions

The Fund offers alternative real estate solutions to investors, contractors, developers, business owners, and other real estate professionals. Often referred to as “Hard Money Lending,” this business model originated during the Great Depression, when individuals sought private lenders requiring hard assets (real estate) as collateral.

Differentiation from Traditional Lenders

We differentiate ourselves from traditional lenders such as banks, credit unions, and mortgage companies by providing private mortgage lending services tailored to meet the unique needs of our clients and investors.

About Us

Ameristar Financial Corporation is a diversified financial services holding company based in Ballston Spa, New York.

Our services include originating and servicing private mortgage loans, renovating bank-foreclosed homes, providing property management services and handling real estate sales.

Private Mortgage Lending

Ameristar Financial Corporation acts as a private mortgage lender, underwriting and originating all mortgage loans before assigning them to the Fund.

Private Real Estate Investment Solutions

The Fund offers alternative real estate solutions to investors, contractors, developers, business owners, and other real estate professionals. Often referred to as “Hard Money Lending,” this business model originated during the Great Depression, when individuals sought private lenders requiring hard assets (real estate) as collateral.

Differentiation from Traditional Lenders

We differentiate ourselves from traditional lenders such as banks, credit unions, and mortgage companies by providing private mortgage lending services tailored to meet the unique needs of our clients and investors.

Our Service Providers

Eraci
Opus
Loan Servicing Soft
Ludemann
LHR&G